Personal Banking
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Checking


Free Checking

  • No monthly maintenance fee
  • We'll rebate your ATM surcharges at statement cycle when you sign up for direct deposit
  • Free Online Banking and Bill Pay
  • Free eStatements
  • Free Telephone Banking
  • Magyar Debit Card with no annual fee
  • Unlimited check writing  
  • Only $100 to open the account

Interest Checking

  • Earn interest on balances of $1,000 or more -- check our current rates 
  • No monthly maintenance fee with direct deposit
  • Free Online Banking and Bill Pay
  • Free eStatements
  • Free Telephone Banking
  • Magyar Debit Card with No annual fee
  • Unlimited check writing
  • Only $100 to open the account
  • For accounts without direct deposit, free for the first year, then $10.00 per month if daily balance drops below $1,000 

Premium Checking

  • Ideal for individuals who keep a high balance in their checking account
  • Earn a premium interest rate on your money  - check our current rates
  • Free Online Banking and Bill Pay
  • Free eStatements
  • Free Telephone Banking
  • Magyar Debit Card with No annual fee
  • Unlimited check writing
  • No monthly maintenance fee with direct deposit
  • For accounts without direct deposit, free for the first year, then $20 per month if the daily balance drops below $10,000 

Advantage Money Market

  • Earn a higher rate than regular checking accounts - check our current rates
  • Free Online Banking
  • Free eStatements
  • Up to six pre-authorized transfers per statement cycle 
  • Magyar ATM Card

Federal regulation prohibits you from making more than a total of 6 transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by check, through point-of-sale purchase transactions with a banking card, by preauthorized or automatic agreements, telephone, or online. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in reduced earnings.

  

NJ Consumer Checking

  • $3.00 monthly maintenance fee
  • Up to eight checks per statement period at no additional charge; $.50 for each check over eight
  • Free Online Banking and Bill Pay
  • Free eStatements
  • Magyar Debit Card with no annual fee
  • Free Telephone Banking

 

Second Chance Checking

For individuals who have had credit or other issues that may have prevented them from opening a checking account, Magyar's Second Chance Checking can help you get back into a traditional checking account.

  • $100 minimum balance to open
  • No minimum balance requirement
  • Free Online Banking and Bill Pay
  • Free eStatements
  • Free Telephone Banking
  • Magyar Debit Card with $500 limit for ATM withdrawals, and $250 limit for Point of Sale
  • $10 monthly fee
  • $1 discount on monthly fee for customers with direct deposit of payroll or government check
  • No check writing allowed in this account

After 12 months in good standing, you may qualify and apply for a Second Chance Plus account

 

Second Chance Plus Checking

  • $100 minimum balance to open
  • No minimum balance requirement
  • Free Online Banking and Bill Pay
  • Free eStatements
  • Free Telephone Banking
  • Unlimited Check writing
  • Magyar Debit Card with $500 limit for ATM withdrawals, and $500 limit for Point of Sale
  • $10 monthly fee
  • $1 discount on monthly fee for customers with direct deposit of payroll or government check

After 18 months in good standing, you may qualify and apply for a traditional checking account. 

 

For more information, stop by any branch location, call 1.888.990.BANK, or email customerservice@magbank.com.



 

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